# POST /credit/payroll_income/precheck is deprecated

Plaid API deprecated POST /credit/payroll_income/precheck without giving a shutdown date yet.

Plaid deprecated POST /credit/payroll_income/precheck without a shutdown date. Calls made to this endpoint will eventually fail. Plaid API explicitly announced that it has deprecated the /credit/payroll_income/precheck endpoint.

## What to use instead

Stop calling /credit/payroll_income/precheck. Plaid names no replacement.

- API: Plaid API (production.plaid.com)
- Kind: Endpoint removal
- Takes effect: no date given yet
- Calls after that day: fail
- Calls it hits: `POST /credit/payroll_income/precheck`
- Source: [Announcement](https://plaid.com/docs/changelog/)
- Verified: November 6, 2026, against Plaid API's own pages
- Page: https://www.okapi.bot/providers/plaid-api/breaking-changes/post-credit-payroll-income-precheck-is-deprecated/

## Plaid API's words

> Deprecated the /credit/payroll_income/precheck endpoint.

Okapi finds the calls this change hits in your repo and opens the pull request with the fix: https://github.com/apps/okapi-agent